Three facility types, each structured around the security and the exit — not a fixed rate card. Use the calculator below for an indicative read, or send us the deal directly.
For illustration only. Not an offer of finance. Pricing is not published and is quoted individually — actual terms depend on security, exit strategy and full credit assessment.
Senior secured lending against residential, commercial, industrial or specialised property. Used for purchase, refinance, equity release, or resolving a settlement shortfall where the exit is clear.
We take a first-ranking registered mortgage as security and assess primarily on the strength of that security and the borrower's exit — not solely on serviceability paperwork.
Short-term capital to secure a new purchase before an existing property sells, or to close a time-critical settlement gap that a bank can't turn around in time.
Priced for speed and structured to be repaid quickly — from the sale of an existing asset, a term facility refinance, or another defined exit event.
Second-ranking secured lending sitting behind an existing first mortgage, for borrowers who need to release equity without disturbing a first-mortgage facility that's already in place.
We register a second mortgage and assess combined LVR across both facilities, working directly with the first mortgagee where required to confirm consent and payout figures.
LVRs and terms shown above are indicative starting points only and are not guaranteed. Pricing is not published and is quoted individually once we understand the deal. Actual terms depend on security, LVR, exit strategy, loan purpose and the outcome of full credit assessment.